For each of our clients, we conduct an introspective inventory of the investor’s overall financial situation, detailing their objectives and constraints. Armed with this complete, accurate, up-to-date information, we create a unique, actionable investment strategy and a documented policy statement. When we are making decisions together or managing the details of your portfolio, this big picture overview will help guide the way.

Rather than crafting a strategy based on what we believe the markets will do, we focus instead on building a plan around the unique investment objectives and constraints of each investor. Why? Because we believe people are more predictable than markets, and having a plan built around your unique circumstances will make it easier for you to remain disciplined with your investments. Laying out a course of action before you invest helps eliminate the noise, control your emotions, and focus on what really matters to you.

“You, far more than the market or the economy, are the most important factor in your long-term investment success.”

- Burton G. Malkiel & Charles D. Ellis

Like every document we create for you, your investment policy is a living, breathing text. You change, your life changes, the world changes: we respond accordingly to ensure that your investments remain aligned with your financial objectives.